When a Loved One Suffers Injuries or Death in a Single-Vehicle Crash in Michigan: Are PIP Benefits Still Available? Single-vehicle crashes are some of the most misunderstood incidents under Michigan law. When someone is seriously injured—or tragically killed—in a crash involving only one car, families often assume that insurance will refuse to pay because “no…
Michigan Court Reaffirms That Auto Insurers Cannot Use Policy Exclusions to Deny Michigan No-Fault (PIP) Benefits A recent Michigan Court of Appeals decision has once again confirmed a cornerstone of Michigan No-Fault law: Insurance companies cannot avoid paying Personal Injury Protection (PIP) benefits with policy exclusions that reduce coverage below what the No-Fault Act requires….
Michigan’s PIP System in 2025: Why It’s Now a “Pay-to-Play” System — and What Injured Drivers Need to Know Michigan’s auto-insurance system was once known for providing automatic, unlimited PIP medical benefits to every driver, regardless of fault. But the 2019 amendments to the No-Fault Act fundamentally changed the system — and today, Michigan operates…
How Much Notice Does an Insurance Company Have to Give Before Cancelling Your Auto Policy in Michigan? Auto insurance can be confusing enough without worrying about whether your coverage has quietly lapsed. Many Michigan drivers believe an insurance company must give 30 days’ written notice before cancelling a policy — but that’s not always true….
Michigan Supreme Court Clarifies Liability Limits in Auto Insurance: Bonter v. Progressive Marathon The Michigan Supreme Court recently issued an important decision in Bonter v. Progressive Marathon Insurance Co., a case that directly impacts auto accident victims and insurance policyholders across the state. At the heart of the dispute was a simple but powerful question:…