Does Michigan Have a Bad Faith Insurance Law? What the Statutes Actually Say Many Michigan drivers who feel an insurance company slow-walked, lowballed, or wrongly denied their claim search for a “bad faith insurance law” to sue under. Michigan doesn’t have one general bad-faith statute the way some states do. What it has instead is…
Beyond the Holding: The Questions Canty v. Mason Leaves Behind Every once in a while, the Michigan Supreme Court decides a case that answers one question while quietly raising several others. Canty v. Mason may be one of those decisions. At first glance, Canty appears to be a fairly straightforward case interpreting Michigan’s 2019 no-fault…
When a Loved One Suffers Injuries or Death in a Single-Vehicle Crash in Michigan: Are PIP Benefits Still Available? Single-vehicle crashes are some of the most misunderstood incidents under Michigan law. When someone is seriously injured—or tragically killed—in a crash involving only one car, families often assume that insurance will refuse to pay because “no…
Michigan Court Reaffirms That Auto Insurers Cannot Use Policy Exclusions to Deny Michigan No-Fault (PIP) Benefits A recent Michigan Court of Appeals decision has once again confirmed a cornerstone of Michigan No-Fault law: Insurance companies cannot avoid paying Personal Injury Protection (PIP) benefits with policy exclusions that reduce coverage below what the No-Fault Act requires….
Michigan’s PIP System: Why It’s Now a “Pay-to-Play” System — and What Injured Drivers Need to Know Michigan’s auto-insurance system was once known for providing automatic, unlimited PIP medical benefits to every driver, regardless of fault. But the 2019 amendments to the No-Fault Act fundamentally changed the system — and today, Michigan operates under what…
Can a Michigan auto insurer cancel your policy for nonpayment? Learn the notice rules, when cancellation takes effect, and what to do next.
